BD Capital

Our Financing Solutions

Flexible loans tailored for every stage of your real estate project.
In-House Servicing

In-House Servicing

Smooth payment and draw process managed directly by our team.
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Flexible Financing

Flexible Financing

New Construction, DSCR (Rental Loans), and fix & flip loan options.
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Loan Sizes

Loan Sizes

From $100k up to $15M, designed to fit projects of every scale.
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Tear Sheet Preview

A one-page snapshot of our loan offerings, financing options, and servicing process. Download for a quick overview.

Our Experts

Meet Our  sales team at your services

Adam Carlo
Senior VP Originations
Mike Schoenfeld
Director of Sales and Originations
Taylor Hughes 
Account Executive 
Kelly Garces
Processor
Scott Davidovic
VP Originations
LOANS COMPLETED
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AMOUNT FUNDED
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Connect with Us on Instagram

@privatelendingonrealestate
Direct Lender | Flips | New Construction | Adam & Mike

@privatelendingonrealestate

Family office in NJ lending nationally to investors @bd_capital 🏠Loan Amounts 100k-50M 🤝Relationship focused approach to Private Lending 9084512359
  • Just closed 🔑

Another value-add project officially underway in Scotch Plains.
  • Closed on a $985K purchase with a horizontal addition in Glen Ridge, NJ. Excited to bring new life and value to this project.
  • Loan Closed ✅

$1.5M for purchase, demo of existing structure & new construction build in  Westfield, NJ. Excited to help bring this project from teardown to new build!
  • It’s never just about the numbers.. it’s about consistency, execution, and the people behind the deals.

Closing $256.2M across 175 loans didn’t happen by accident. It’s the result of disciplined underwriting, strong relationships, and a commitment to showing up the same way on every deal: start to finish.

In an environment where consistency matters more than hype, our focus remains simple:
 • Execute efficiently
 • Communicate clearly
 • Deliver results, deal after deal

Why our partners continue to work with us:
• Scale: $256.2M closed across a broad range of transactions
• Reliability: 175 successful closings
• Momentum: Consistent growth year over year

Grateful for the borrowers, partners, and internal team who make this possible! Cheers to an even better 2026!
  • Looking to get into Multifamily investing or scale your portfolio in 2026?

Here’s how we help investors use hard money to lock up more doors and build long-term wealth 

✅ Acquire Quickly — Banks take weeks. Hard money gets you into multifamily deals now, before the competition even tours the property.

 ✅ Force Appreciation — Renovate units, raise rents, increase NOI. The higher the value you create, the stronger your position when you refinance.

✅ Refi Into Long-Term Debt — Once stabilized, roll into cheaper, long-term financing and keep the property for steady cash flow.

✅ Or Exit for Profit — Improve the property, sell at the new valuation, and use the gains to acquire even larger buildings.

At the end of the day, hard money is a tool to move faster, increase value, and scale with intention.

Make sure your next multifamily deal checks every box.

Ready to fund your next acquisition? Give me a call to see how we can partner together for success.
  • Loan Closed! $587k for a purchase with cosmetic renovation in Tinton Falls, NJ.
  • Loan closed! Purchase with gut renovation in Lakewood, OH. 

Can’t wait to watch this project come to life and give these great bones a fresh start!
  • Turning blueprints into reality. $1.9M funded.
We can’t wait to see this project come to life!
  • New construction dreams becoming reality in Livingston, NJ!

Purchase - New Construction - $1,500,000
Just closed 🔑

Another value-add project officially underway in Scotch Plains.
Just closed 🔑 Another value-add project officially underway in Scotch Plains.
7 days ago
View on Instagram |
1/9
Closed on a $985K purchase with a horizontal addition in Glen Ridge, NJ. Excited to bring new life and value to this project.
Closed on a $985K purchase with a horizontal addition in Glen Ridge, NJ. Excited to bring new life and value to this project.
4 weeks ago
View on Instagram |
2/9
Loan Closed ✅

$1.5M for purchase, demo of existing structure & new construction build in  Westfield, NJ. Excited to help bring this project from teardown to new build!
Loan Closed ✅ $1.5M for purchase, demo of existing structure & new construction build in  Westfield, NJ. Excited to help bring this project from teardown to new build!
2 months ago
View on Instagram |
3/9
It’s never just about the numbers.. it’s about consistency, execution, and the people behind the deals.

Closing $256.2M across 175 loans didn’t happen by accident. It’s the result of disciplined underwriting, strong relationships, and a commitment to showing up the same way on every deal: start to finish.

In an environment where consistency matters more than hype, our focus remains simple:
 • Execute efficiently
 • Communicate clearly
 • Deliver results, deal after deal

Why our partners continue to work with us:
• Scale: $256.2M closed across a broad range of transactions
• Reliability: 175 successful closings
• Momentum: Consistent growth year over year

Grateful for the borrowers, partners, and internal team who make this possible! Cheers to an even better 2026!
It’s never just about the numbers.. it’s about consistency, execution, and the people behind the deals.

Closing $256.2M across 175 loans didn’t happen by accident. It’s the result of disciplined underwriting, strong relationships, and a commitment to showing up the same way on every deal: start to finish.

In an environment where consistency matters more than hype, our focus remains simple:
 • Execute efficiently
 • Communicate clearly
 • Deliver results, deal after deal

Why our partners continue to work with us:
• Scale: $256.2M closed across a broad range of transactions
• Reliability: 175 successful closings
• Momentum: Consistent growth year over year

Grateful for the borrowers, partners, and internal team who make this possible! Cheers to an even better 2026!
It’s never just about the numbers.. it’s about consistency, execution, and the people behind the deals. Closing $256.2M across 175 loans didn’t happen by accident. It’s the result of disciplined underwriting, strong relationships, and a commitment to showing up the same way on every deal: start to finish. In an environment where consistency matters more than hype, our focus remains simple: • Execute efficiently • Communicate clearly • Deliver results, deal after deal Why our partners continue to work with us: • Scale: $256.2M closed across a broad range of transactions • Reliability: 175 successful closings • Momentum: Consistent growth year over year Grateful for the borrowers, partners, and internal team who make this possible! Cheers to an even better 2026!
2 months ago
View on Instagram |
4/9
Looking to get into Multifamily investing or scale your portfolio in 2026?

Here’s how we help investors use hard money to lock up more doors and build long-term wealth 

✅ Acquire Quickly — Banks take weeks. Hard money gets you into multifamily deals now, before the competition even tours the property.

 ✅ Force Appreciation — Renovate units, raise rents, increase NOI. The higher the value you create, the stronger your position when you refinance.

✅ Refi Into Long-Term Debt — Once stabilized, roll into cheaper, long-term financing and keep the property for steady cash flow.

✅ Or Exit for Profit — Improve the property, sell at the new valuation, and use the gains to acquire even larger buildings.

At the end of the day, hard money is a tool to move faster, increase value, and scale with intention.

Make sure your next multifamily deal checks every box.

Ready to fund your next acquisition? Give me a call to see how we can partner together for success.
Looking to get into Multifamily investing or scale your portfolio in 2026? Here’s how we help investors use hard money to lock up more doors and build long-term wealth ✅ Acquire Quickly — Banks take weeks. Hard money gets you into multifamily deals now, before the competition even tours the property. ✅ Force Appreciation — Renovate units, raise rents, increase NOI. The higher the value you create, the stronger your position when you refinance. ✅ Refi Into Long-Term Debt — Once stabilized, roll into cheaper, long-term financing and keep the property for steady cash flow. ✅ Or Exit for Profit — Improve the property, sell at the new valuation, and use the gains to acquire even larger buildings. At the end of the day, hard money is a tool to move faster, increase value, and scale with intention. Make sure your next multifamily deal checks every box. Ready to fund your next acquisition? Give me a call to see how we can partner together for success.
2 months ago
View on Instagram |
5/9
Loan Closed! $587k for a purchase with cosmetic renovation in Tinton Falls, NJ.
Loan Closed! $587k for a purchase with cosmetic renovation in Tinton Falls, NJ.
2 months ago
View on Instagram |
6/9
Loan closed! Purchase with gut renovation in Lakewood, OH. 

Can’t wait to watch this project come to life and give these great bones a fresh start!
Loan closed! Purchase with gut renovation in Lakewood, OH. Can’t wait to watch this project come to life and give these great bones a fresh start!
3 months ago
View on Instagram |
7/9
Turning blueprints into reality. $1.9M funded.
We can’t wait to see this project come to life!
Turning blueprints into reality. $1.9M funded. We can’t wait to see this project come to life!
3 months ago
View on Instagram |
8/9
New construction dreams becoming reality in Livingston, NJ!

Purchase - New Construction - $1,500,000
New construction dreams becoming reality in Livingston, NJ! Purchase - New Construction - $1,500,000
3 months ago
View on Instagram |
9/9
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